Group Health Insurance & Benefits

Monitor & Evaluate Insurance Contracts

• Develop time lines and manage the health insurance renewal process

• Negotiate Renewal Rates to ensure the most competitive rates

• Anthem BC BS

• United Health Care

• CIGNA

Provide Dedicated Claims Service & Analysis

• Dedicated staff for solving & scrutinizing claims issues for accuracy

• Employees assistance with claims, membership issues or individual enrollments

Analyze Utilization Statistics

• Evaluate claims experience on a quarterly basis for groups over 50

• Provide a semi-annual comprehensive analysis report for groups over 50

Group Term Life & Long Term Disability Programs

• Current Group Plan Analysis and Comparison

• Strong insurance carrier relationships, i.e. Mutual of Omaha, Hartford, UNUM, Standard and other competitive carriers nationwide.

Dental & Vision Plans

• Determine and recommend the most effective Dental and Vision plans for each group

Support Human Resource Managers

• Petition special exceptions from the group carrier for unique or problematic issues

• Assist in coordinating COBRA and Workmen’s Comp matters

• Inform and educate in regards to Employee Benefits and program administration

• Provide monthly Overage Dependent status reports

Local Office

• Personal and immediate response for managers and employees

• Available Monday through Friday 9 a.m. to 5:00 p.m.

• Extensive working relationships with hospitals, area providers and local pharmacies

• Knowledgeable, friendly and caring staff